RSP Investment Features
Smart solutions for your retirement savings
Simple & Convenient
Get a low-cost1 indexing strategy & global diversification with an ability to invest automatically.
Tax Advantage
Pay less taxes now (contributions are tax deductible).
Easy to access
Access your bank Accounts and your investments in one place, with one login. Easy peasy.
Benefits of an RSP
You pay less tax
Contributions to an RSP can be deducted from your taxable income, which is especially worthwhile if you use this tax saved to make a contribution for next year or to pay off debts.
Your RSP contribution is tax sheltered
The money you contribute, up to your contribution limit, and the earnings you make on your investments are only subject to tax when you withdraw from your RSP.
You can split your income with a Spousal RSP
Spousal RSP contributions help ensure future retirement income is split evenly between you and your partner.
Why invest with us?
We've been helping Canadians save and invest online for over 10 years, so you can feel confident that you're on the track towards your long-term financial goals.
Smart Investing
Our passively managed Funds are designed to keep up with the markets while keeping fees low1. More of your money stays invested and has the potential to grow.
Quarterly rebalancing
Rebalancing your investments to match your target asset mix can be a pain. Our portfolios are reviewed quarterly and rebalanced as needed, so you don't have to.
Global diversification
A diversified portfolio reduces the risk of having all your eggs in one basket. Why hold one Canadian stock, when you could hold hundreds from different countries?
1See our fee schedule for complete details on management fees.
