Tools and Calculators

Simple tools to help you get ahead with your money

No sweat ways to manage your money. To make life easier, we've created a handy toolkit full of really simple ways your money can basically take care of itself. Saving, tracking your spending and staying on top of your finances can all be a breeze. A few taps or clicks and you're on your way.

Tracker Spending

Get a snapshot of your everyday spending based on categories. It's designed to help you understand your spending habits so you can easily manage your expenses.

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Left to Spend Spending

Spending's never been easier. But Left to Spend also makes it easy to track your money. See where it's going and keep a handle on how much is left to spend each month.

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Goals Saving | Investing

Saving to buy a home? Tucking away retirement money? No matter what's on your roadmap, let's help you get there faster. Customize your Goals and view your progress.

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Money Rules Saving | Spending

Let these little rules take care of simple money decisions for you – like topping up your Account if the balance dips down, or saving the difference if it tops a threshold.

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Credit Score Spending | Borrowing

Checking your credit score while managing your money is easy. Get a view into your credit history, active accounts and more, all while logged in with us.

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Automatic Savings Saving | Investment

Setting aside regular amounts of money automatically works like magic. Your nest egg pretty much builds itself. Add an Automatic Savings Program (ASP) to your Account.

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Savings Calculator Saving

We'd love to crunch some numbers for you and show you just how much your savings can add up over time. You might be surprised to see how fast your money can grow.

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GIC Interest Calculator Saving

Thinking of stashing away some money into a Guaranteed Investment (GIC) and locking in a great GIC rate? Use this calculator to figure out what the interest could look like.

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Mortgage Amount Estimator Borrowing

Looking at purchasing a new home, or refinancing an existing mortgage? Use this handy calculator to get a sense of the Mortgage amount that could work for you.

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Mortgage Payment Calculator Borrowing

Play with the numbers to see what your Mortgage payments would look like, and then have a look at how much you could save by taking advantage of our prepayment options.

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Rent Translator Borrowing

What if your rent payments were Mortgage payments instead? Find out what size Mortgage you might be able to afford with the monthly payments you're currently making.

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Prepayment Calculator Borrowing

In some circumstances, there are good reasons to pay off more of your Mortgage - even when you factor in the charge to do that. Use this calculator to estimate the charge.

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Fraud Prevention

Your security matters

Keeping your banking info safe isn't the only thing required to protect your accounts. Discover expert tips on how to stay ahead of fraudsters.

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Advanced encryption
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24/7 monitoring
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Fraud protection
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Bank-Level Protection
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Savings Account FAQs

Quick answers to your most common questions

To open a Savings Account online or in our app, you'll need to start by becoming a Client. We'll need your email address, your full name, your date of birth, and your Canadian address. You'll also need to enter your Social Insurance Number (SIN) if you're opening an interest-earning Account, such as a Savings Account.

Here are the main differences between a Tangerine Chequing Account and Savings Account:

Chequing Account

  • Convenient for day-to-day transactions like shopping, paying bills, withdrawing cash and sending money to a friend
  • Designed to make it easy to access your cash

Savings Account

  • Competitive interest rate helps you save money faster
  • Keeping your savings "out of sight" in a separate account from your daily activity can make it easier to avoid spending that money
  • Can have multiple savings accounts to save for different goals
  • Funds are accessible, making them a good option for things like emergency funds

Setting up an Automated Savings Program (ASP) is easy.

Set up online at Tangerine.ca:

  • Log in and scroll down to 'Money Management Tools' and click 'Automatic Savings Program'.
  • Click 'Start ASP' and follow the prompts
  • And remember, you can always go in and make changes to your automatic transfer amount, skip scheduled transactions or cancel your ASP

Set up with the Mobile Banking app:

  • In the app, hit 'More' on the bottom of your screen and then hit 'Automatic Transfers' and follow the prompts

Money Made Simple

Grow your business cash at a great interest rate. With no fees or service charges, all of our Savings options for business Clients are designed to help you reach your business goals faster.

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