In 90 days, at an annualized interest rate of 3.00%, you'll have earned $36.99 in interest.
Why Choose RSP GICs?
Great rate
Lock in your savings for one of our set terms and start earning a great interest rate.
No unfair† fees or service charges
We simply don't believe in unfair fees. So you won't have to pay to save with us.
Easy to open online
Once you're a Tangerine Client, opening a GIC online takes just a few minutes.
Benefits of an RSP
You pay less tax
Contributions to an RSP can be deducted from your taxable income, which is especially worthwhile if you use this tax saved to make a contribution for next year or to pay off debts.
Your RSP contribution is tax sheltered
The money you contribute, up to your contribution limit, and the earnings you make on your investments are only subject to tax when you withdraw from your RSP.
You can split your income with a Spousal RSP
Spousal RSP contributions help ensure future retirement income is split evenly between you and your partner.
| Term | Rate |
|---|---|
| 90 Day | 3.00%† |
| 180 Day | 3.25%† |
| 270 Day | 3.35%† |
| 1 Year | 3.45%† |
| 1.5 Year | 3.45%† |
| 2 Year | 3.50%† |
| 3 Year | 3.50%† |
| 4 Year | 3.50%† |
| 5 Year | 3.55%† |
GIC Interest Calculator
See how much interest you'll earn in your GIC.
Your Results
A 270 day GIC term at an annualized interest rate of 3.35% would give you $138.49 in interest.
*Estimator tool is for demonstration purposes only and should not be relied upon as financial or other advice.
